Hospitality businesses take more card payments than almost any other sector — and pay some of the highest rates. We look at what you're actually paying and find you a better deal. For free.
We'll be in touch within one working day.
How It Works
Four steps. One person looking after you the whole way through.
Pick a time. No prep needed — just a chat about what you're paying and what's been bugging you about it.
Takes 2 minutes to bookSend us your most recent statement. We go through it and come back with a plain English summary — no jargon, no spreadsheet.
Back to you in 72 hrsWe're not tied to any provider. We go to our panel on your behalf and find whoever genuinely fits your business best.
No obligation to switchContracts, machines, testing, go-live — we manage it all. Then we check in every few months to keep your deal sharp.
Ongoing support includedReal Numbers
A real hospitality client — busy restaurant group, around £70k/month on cards.
Before Memento
After Memento
Sound Familiar?
These are the exact questions hospitality owners ask us every week.
High volume should mean lower rates. If yours haven't come down as your business grew, you're almost certainly overpaying.
Yes, most providers charge on the full transaction including tips. We find setups that handle this more fairly.
We consolidate hospitality groups onto single contracts regularly. Simpler billing, better rates across all outlets.
Mobile and portable terminals often carry premium rates. We check every device type and find the right rate for each.
Minimum monthly service charges, PCI fees, authorisation fees — hospitality bills are full of them. We get them removed.
We schedule all switches around your quietest periods. We've never caused a single service disruption in hospitality.
Still not sure? One 15-minute call is all it takes — no documents needed, no commitment required.
The Memento Promise
We work with a range of providers. None of them own us.
We go through every line of your current statement and explain every charge in plain English.
We're not tied to any single processor. We find whoever genuinely fits your hospitality setup best.
Send us your last statement. We come back with a full plain English breakdown within 72 hours.
We never pressure a switch. If we can't beat your current deal, we tell you straight.
From terminal delivery to go-live, we manage every step around your service hours.
We check in every few months and renegotiate on your behalf at renewal.
What happens when businesses finally take a look.
"Three restaurants, three different card setups. Memento got it all onto one clean contract and the saving was genuinely jaw-dropping. I wish I'd done it three years ago."
"Hotels are complicated — rooms, restaurant, bar, events. Memento handled every part of it. The new arrangement is simpler, cheaper, and I actually understand the bill now."
"I knew we were paying too much. I just didn't have time to deal with it. Memento dealt with it. I sent them one statement. Six weeks later my overheads are down £760 a month."
"With eleven sites I assumed it would be a nightmare to sort out. It wasn't. Memento approached it methodically, kept us informed at every step, and the result speaks for itself."
No documents needed beforehand. No commitment after. Just a straight conversation about what you're paying — and whether we can do better. Most people know where they stand within the first five minutes.
For businesses taking £30,000+ per month on cards. All conversations are strictly confidential.